Who it’s for
Your preparer records what already happened. A plan changes what happens next. It’s built for:
- Business owners, freelancers and 1099 earners
- Rental property owners
- People with RSUs, bonuses or a big year
- Anyone near retirement weighing a Roth conversion
- Anyone who has ever been surprised by their balance due
The packages
Snapshot
For W-2 households, investors and retirees.
A 2026 projection, a withholding check, year-end moves (Roth conversion room, gain and loss harvesting, retirement and HSA room, charitable timing) and 2027 estimated payments.
Buy SnapshotOwner
For one business (sole proprietor, LLC or S-corp) or up to 2 rentals.
Everything in Snapshot, plus an entity and S-corp review, QBI, Solo 401(k) vs SEP, payroll factors and state items.
Buy OwnerComplex
For multiple entities or K-1s, equity compensation, more than one state, 3+ rentals, or higher incomes.
Everything in Owner, plus multi-entity coordination, RSU/ISO timing, multi-state allocation and a 30-minute review call.
Buy ComplexNot sure which fits? Book a 15-minute call.
How it works
-
1
Order and sign. Pay securely, then e-sign a short engagement letter that spells out exactly what’s covered.
-
2
Upload. Send last year’s return and a few current-year numbers through a secure upload. The checklist tells you exactly what’s needed.
-
3
Review. I go through everything and send at most one list of questions.
-
4
Get your plan. About 10 business days after your documents are complete, you’ll have your plan, a dated action list, a one-page memo for your preparer, and your 2027 estimated-payment schedule with reminders.
What you get
- The plan. Where your 2026 tax stands and what each move changes.
- Your action list. What to do, by when, and who does it.
- A memo for your preparer. The elections and positions to take on your return.
- Estimated-payment reminders before every due date through January 2028.
Your preparer stays
You don’t have to switch. Most clients hand the memo straight to their current preparer. If you’d like us to prepare your 2026 return instead, the full price of your plan comes off the fee when you engage us by February 28, 2027.
Guarantee
If the plan isn’t useful to you, tell me within 14 days of delivery and I’ll refund your fee in full.
About
Ron Federico, CPA, has spent about a decade in public accounting working with business owners, high-net-worth families, and real estate and private equity clients. He founded Federico & Company, CPAs to give people the planning attention usually reserved for large-firm clients, at a flat price.
Your documents are protected
Uploads are encrypted and go only to Ron. Every account requires two-factor sign-in. Your information is never sold, and it’s used only for your engagement and what you consent to in writing.
FAQ
Do I have to switch preparers?
No. The plan is written so your current preparer can use it.
Do you work with clients outside New Jersey?
Yes. Everything is online, and clients anywhere in the US are welcome.
Which package do I need?
No business or rentals: Snapshot. One business or up to 2 rentals: Owner. More than that, equity comp or more than one state: Complex. If you pick too low a tier, I’ll tell you before any work starts and refund the difference or the whole fee.
Will this lower my taxes?
Every situation is different, and nobody can promise a result. The plan shows the moves available to you and what each one changes, using your numbers.
Is it too late for this year?
Order by December 10 and you’ll have your plan by December 22, while the year-end moves are still open. After that, the plan covers 2027.
Do you file my return?
Not as part of the plan. You can engage us separately, with the plan’s full price credited.
What does it cost after delivery?
Nothing. Reminders are included. Optional add-ons: mid-year update $199, extra state $99, a 30-minute call $99.
A tax plan is based on the information you provide and the law in effect on the date it is delivered. It is not a guarantee of any tax result. Implementation and return preparation are the responsibility of the client and their preparer. Federico & Company LLC, doing business as Federico & Company, CPAs.